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Finances

Earn an income while you complete your GP training

Finances (featured image)

The training course we deliver is entirely funded by the Australian Government.

Training to become a GP does not require co-payments from GP registrars. In fact, as a GP registrar you are entitled to attractive pay and benefits and incentives for certain aspects of your training.

I think medicine is a wonderful vocation. You can do so many different things once you finish training and you are in the most amazing, privileged situation. While some doctors undervalue general practice, if you do it well, you will have people come to you who value you, and you will find it a very rewarding career.

Dr Steve Kearney, GP Supervisor at GPTQ

Your pay

GP registrars receive pay for the work they do at training practices throughout their AGPT program. Legally you must be an employee – not treated as a contractor – and as you move through the stages of training, your salary increases. The rates are included in the National Terms and Conditions for the Employment of Registrars (NTCER).

The base rates of pay until 2018 are:

  • GPT 1 – $74,215 per annum (equivalent to $1,427.21 per week)
  • GPT 2 – $89,226 per annum (equivalent to $1,715.88 per week)
  • GPT 3 & 4 – $95,295 per annum (equivalent to $1,832.60 per week)

These rates are reviewed every two years.

Alternatively, you may negotiate with your employer to be paid based on a percentage payment for work undertaken. This can be calculated according to either billings made or receipts received. The method of calculation and the rate – which must be at least 44.79% – must be agreed between you and your employer.

You may be able to move between the basic pay and the percentage payment structures during your employment.

In all instances, as a GP registrar you will also be entitled to employer contributions to superannuation at the rate of 9.5%.

Your conditions

The National Terms and Conditions for the Employment of Registrars (NTCER) stipulates working conditions for GP registrars.

You are, for instance, entitled to four weeks of paid annual leave for each year of service with an employer. You are also entitled to certain amounts of paid personal and compassionate leave.

The NTCER sets out requirements and limitations on hours, parental leave, overtime and many other working conditions.

You can find out more about pay and conditions for GP registrars from the two organisations that negotiate NTCER with the government: General Practice Registrars Australia (GPRA) and General Practice Supervisors Australia (GPSA)

Other financial incentives

In addition to your pay, there are other financial incentives available for certain parts of your general practice training.

AGPT registrars may be eligible for payments under the General Practice Rural Incentives Program (GPRIP). These are payments made for undertaking training placements in rural and remote locations. Registrars following the General Pathway through AGPT training can elect to undertake such placements, while those following the Rural Pathway are required to. In both instances, GPRIP incentives may be available.

These incentives are generous and paid according to the Australian Statistical Geographical Standard – Remoteness Area (ASGS-RA) location and the length of time in a rural location, with greater incentives paid for more remote locations.

Find out more about financial incentives for rural training placements here.

Your costs

While the AGPT training program does not incur a fee, there are some costs involved in the completion of your training.

GP registrars are required to pay for the assessments and exams that are required to secure Fellowship at The Royal Australian College of General Practitioners (RACGP) and the Australian College of Rural and Remote Medicine (ACRRM).

You will also need to be a member of the relevant college. This incurs an annual membership fee.

In 2016 the RACGP ordinary membership fee for a full-time GP registrar was $460.

In 2016 the ACRRM ordinary membership fee for a full-time GP registrar was $395.

If you require further information, please contact ACRRM or RACGP directly.